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Forgivable Equity Builder Loan

Have you found the perfect starter home and wonder how you can afford it?
This Forgivable Loan is for you.


Forgivable Loan Features:
- Up to 10% of the purchase price
- No repayment if you live in the home for five years.
- Use with a CalHFA FHA, Conventional, VA or USDA loan.

Additional benefits:
- May be used for down payment or closing costs.
- Free post-purchase homeownership counseling.
- Available for Manufactured Housing.


The new loan CalHFA down payment assistance program is geared toward qualified buyers who are in need of some extra funds for their home purchase. It is focused on lower-income individuals and families, with the <80% AMI requirement. Here are some of the qualifying factors:

Call a mortgage specialist at (916) 668-0043 or apply Online to get Instant Personalized Quote


Got questions?

Call us at (916) 668-0043 for immediate assistance.


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Sample Image HO10C 03-22. The California Housing Finance Agency does not discriminate on any prohibited basis in employment or in admission and access to its programs or activities. Not printed at the taxpayers’ expense.
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